Submitted by Creveling & Creveling Private Wealth Advisory on September 5th, 2018
By Peggy Creveling, CFA, and Chad Creveling, CFA
This article is an updated version of an installment in “The Expat Spouse as Household CFO” series. You can download an ebook of the entire series here.
As an accompanying expat spouse, you’ve read the first installment in this series and you and your working partner have agreed that for the two of you to most effectively manage your family finances, you’ll take on the role of Household Chief Financial Officer (CFO).
Submitted by Creveling & Creveling Private Wealth Advisory on August 6th, 2018
By Peggy Creveling, CFA, and Chad Creveling, CFA
As many expat investors know, sticking to a long-term strategy can be hard to do. In general, investors tend to be seduced by the recent performance of hot stocks and asset classes, meanwhile shunning those that are out of favor.
Submitted by Creveling & Creveling Private Wealth Advisory on July 9th, 2018
By Peggy Creveling, CFA, and Chad Creveling, CFA
This article is an updated version of an installment in “The Expat Spouse as Household CFO” series. You can download an ebook of the entire series here.
If you are a part of an expat household, it may not at first seem necessary to open a local bank account in the country where you and your spouse live and work. However, there are several reasons why you might choose to do so. Simply put, having a local bank account can make managing your overseas finances easier and cheaper.
Submitted by Creveling & Creveling Private Wealth Advisory on June 5th, 2018
By Chad Creveling, CFA, and Peggy Creveling, CFA
With increasingly global careers, weak job markets in some developed countries, and retirees looking to stretch their savings and pensions, greater numbers of people are building their lives outside their home countries. In many cases, they end up as expatriates in emerging and developing economies where growth and opportunity seem abundant and the cost of living can be cheaper.
Submitted by Creveling & Creveling Private Wealth Advisory on May 8th, 2018
By Peggy Creveling, CFA, and Chad Creveling, CFA
Creveling & Creveling protects its clients' privacy. The following is a fictitious example designed to demonstrate the type of financial decision-making required to achieve financial security and does not refer to any specific case.
Many working expatriates dream of the day when they can throw in the towel and retire on their savings, enjoying the benefits that an international lifestyle can bring without the hassle of having to work. But how do you know if you have enough to retire? How long would your money last if you retired today? Is there anything you can do to stretch your savings over the course of your retirement? To help answer these questions, consider the following case study.
Submitted by Creveling & Creveling Private Wealth Advisory on April 5th, 2018
By Peggy Creveling, CFA, and Chad Creveling, CFA
This article is for general information purposes only and is not intended as specific tax advice. Please consult your tax advisor for advice relevant to your situation.
As April 15 approaches and 1099 forms from U.S. banks and brokerages roll in, many Americans living overseas are collecting the various documents needed to file their 2017 U.S. taxes. Since there's a number of sometimes obscure tax forms that U.S. citizens living overseas are required to file, we've provided an updated checklist below to help you keep track of them.
Submitted by Creveling & Creveling Private Wealth Advisory on March 6th, 2018
By Peggy Creveling, CFA, and Chad Creveling, CFA
This article is for general information purposes only and is not intended as specific tax advice. Please consult your tax advisor for advice relevant to your situation.
As the annual U.S. tax filing deadline for 2017 approaches (April 17, 2018), so does the deadline for making 2017 contributions to U.S. Individual Retirement Accounts (IRAs). But this is an area where U.S. expatriates need to be careful. If the rules surrounding IRA contributions weren’t complicated enough, being an expat adds another layer of complexity to the mix.
Submitted by Creveling & Creveling Private Wealth Advisory on February 5th, 2018
By Chad Creveling, CFA, and Peggy Creveling, CFA
Most people understand that markets go up and down from year to year. They also generally know that their portfolio will rise and fall over shorter periods, such as one year. Investors accept this short-term volatility because they understand that markets and portfolio values generally rise over the long run (assuming they can stay invested).
Submitted by Creveling & Creveling Private Wealth Advisory on January 8th, 2018
By Chad Creveling, CFA, and Peggy Creveling, CFA
As the new year begins, many of us expats have a renewed desire to make positive changes in our lives. From a financial standpoint, improving our circumstances largely requires instilling good habits, being consistent, getting started early, and possessing a basic understanding of finance and investing concepts.
Submitted by Creveling & Creveling Private Wealth Advisory on December 6th, 2017
By Peggy Creveling, CFA, and Chad Creveling, CFA
As you look for a holiday gift for your favorite expat or perhaps just for some interesting reading over the holidays, have a look through our annual list of highly rated books from 2017, especially selected with the expat reader in mind. All can be easily purchased on the internet, and while some are more serious, others are just for fun. For those expats who may live far away, all of these titles have a digital version available, which makes getting them to your friend or loved one that much easier.
