Looking Past the Sales Pitch: Analyzing an Offshore Insurance-Linked Investment Scheme
Submitted by Creveling & Creveling Private Wealth Advisory on March 29th, 2017By Chad Creveling, CFA, and Peggy Creveling, CFA
If you’re an expat who has been abroad for any length of time, you’re no doubt familiar with the various insurance-linked investment schemes (or unit-linked life assurance plans) peddled relentlessly in the offshore markets. We’ve been analyzing these products for years and have written about their pitfalls. The products have evolved over time, however, and unfortunately expats continue to get caught up in their aggressive marketing.