By Chad Creveling, CFA, & Peggy Creveling, CFA
Does it make sense for expatriates to prepay a mortgage loan? With very low mortgage rates in many parts of the world, along with plenty of opportunities for refinancing, this may seem like a strange question. For expats, however, the answer depends on the circumstances.
By Chad Creveling, CFA, & Peggy Creveling, CFA
One of the more confusing issues for many expats residing overseas is managing their currency exposure. If you're an American working in Vietnam and plan to retire in Thailand, should you be investing in the U.S. dollar (USD), the Vietnamese dong (VND), or the Thai baht (THB), or does it matter? Compounding the problem, many expats don't know what their actual currency exposure really is. Is it the currency stated on your brokerage statement, the currency your investments are reported in, or something else?
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